uma001
07-29 01:50 PM
I think you are talking out of frustration. Take your emotion out and think rationally. Why it takes 3-4 years for you to understand they are not going to start the GC process. Once its evident in 1-2 years they are giving all damn excesses...don�t you need to start looking for other opportunity. They might be ethically wrong but its not illegal. Again you are just venting your frustration.
Yup, I tried...it happened once, why cant it happened twice or thrice. No gaurantee.
Yup, I tried...it happened once, why cant it happened twice or thrice. No gaurantee.
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acecupid
07-13 11:57 AM
I suggest this thread be closed and we stop giving murthy any more publicity than she actually deserves. :mad:
spicy_guy
07-27 05:45 PM
Everest Consulting Group Inc is really good. I know them personally for more than 10 years now & they do what they say and do NOT torture their employees like many other consulting firms. I just got my GC thru them :)
I hope this helps somebody & please let me know if I can be any further help!
Thanks.
Ramesh.
I just remember. It sounds like an radio ad by a talk radio host, Sean Hennity, Rush limbaugh, etc :D
"Axis Bank is great. They are the bay are experts. I know them personally. I worked with them for years, etc. etc..." :D :D
Just kidding...
I hope this helps somebody & please let me know if I can be any further help!
Thanks.
Ramesh.
I just remember. It sounds like an radio ad by a talk radio host, Sean Hennity, Rush limbaugh, etc :D
"Axis Bank is great. They are the bay are experts. I know them personally. I worked with them for years, etc. etc..." :D :D
Just kidding...
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prioritydate
12-20 04:26 PM
Please just dont worry about it too much , there are also chances that you may not get an RFE. There are chances that you may get an RFE but you dont know what USCIS will ask from you. You need to have RFE in hand to prepare response for that.
I know that I may or may not get an RFE. I just want to find out if any of you guys are in the same situation. I am sure that some people didn't worked due to the economic situation during 2000-2001. Since I am not entirely sure what should I do if I get an RFE, I just want to find out. If the IO ask me for a proof of work, then I may not provide it. I don't have w2, I didn't filed tax returns, don't have pay stubs; not sure what status I was in at that time. My i-94 was still valid, but I just didn't worked during that time period. If IO ask me to provide w2, I simply have to pack my bags!! :eek:
I know that I may or may not get an RFE. I just want to find out if any of you guys are in the same situation. I am sure that some people didn't worked due to the economic situation during 2000-2001. Since I am not entirely sure what should I do if I get an RFE, I just want to find out. If the IO ask me for a proof of work, then I may not provide it. I don't have w2, I didn't filed tax returns, don't have pay stubs; not sure what status I was in at that time. My i-94 was still valid, but I just didn't worked during that time period. If IO ask me to provide w2, I simply have to pack my bags!! :eek:
more...
gclabor07
06-14 09:04 AM
Everyone should do it. It was easy.
abhijitp
07-24 12:51 PM
It doesn't say that anywhere in the link. The 485 filing instructions clearly state what the initial evidence is.
There is no doubt the employer letter is required.
The only question is:
1) is it safer to wait for RN and then submit this letter as evidence quoting the A# assigned, OR
2) is it a better idea to submit a new I-485 rightaway along with the letter, OR
3) should such people just wait hoping they will receive an RFE (I don't like this one at all) whenever the case is opened?
There is no doubt the employer letter is required.
The only question is:
1) is it safer to wait for RN and then submit this letter as evidence quoting the A# assigned, OR
2) is it a better idea to submit a new I-485 rightaway along with the letter, OR
3) should such people just wait hoping they will receive an RFE (I don't like this one at all) whenever the case is opened?
more...
feedfront
11-03 02:34 AM
In my kids case after one week we got approval notice. In general it takes two / three days.
You replied to old his qs. He already has got green card.
You replied to old his qs. He already has got green card.
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nojoke
10-20 06:34 PM
I missed on some of the conversation here
- '92-'00 was a good economic time because of the dot com boom.
It happened because of Al Gore and policies of Clinton
- the repubs were in charge of the house and senate, and they helped in part to frame/pass the policies during that time.
I thought they are in charge till 2006? So what got changed from 1992-2000 and from 2000-2006?
- the housing sector debacle started in the clinton era, when the dems pushed the fannie may & freddie mac to lower the lending standards to give loans to the people who couldn't afford it. though it sounded like a good objective they all knew that at one point it would boomerang.
This credit problem was caused by not only Fannie/Freddie but due to deregulation of banking and finance sector that started from Regan era. Republicans are so proud of deregulation.
- the dems did that for their own purposes:
1. to gain the support of the lower income/middle income population which they did.
And for Bush to be proud of the ownership society that he bragged about in 2004.
2. to fatten their own wallets-they changed the compensation rules so that the more they loan out the more their compensation. the dem guy in charge of the loaning agencies earned 90 mil in 6 years.
Prove.
3. the top two beneficiaries of contribution from fm/fm were guess who chris dodd & barck obama (barack got 130K in just 3 years). not to mention the favorable interest rates on their mortgage loans.
Not True. The employees of the firm gave to obama campaign. Companies are prohibited by law from giving donations. On the otherhand
The New York Times has published a separate list looking at contributions from "directors, officers, and lobbyists for Fannie Mae and Freddie Mac" for the 2008 campaign cycle. That list � using figures from the Federal Election Commission � shows McCain receiving $169,000, while Obama received only $16,000.
- the US has prospered so far because of its capitalistic philosophy. it has advanced innovation, and entrepreneurship, because innovators know they'll be compensated for their hardwork. barack recently claimed he want's to spread the wealth around which is a socialist philosophy...you've seen that in the communist countries (no growth, poverty, and low standards).
FOX news talking point. He meant tax the rich to give tax break for the middle class. If you are super rich then I understand your anger.
Unregulated capitalism will cause serious trouble. We just found that out.
[/QUOTE]
- barack has had no accomplishment at all...no executive decision made, no major legislation (bills) introduced or passed (let alone through bipartisan efforts). so all of a sudden to assume he's going to bring change is ridiculous. hillary would have made a better president of course the press decides/controls everything now.
It is leadership skills. Not the most experienced skill that is needed. He obviously has the skills since he defeated the great clintons.
- look at the huge spending plan he has (free giveaways to everybody)...to fund that he'll tax you and I (take away whatever money we've saved).
FOX news talking points. He said he will give tax cut for middle class. Moreover McCain's spending plan is will have a deficit of 1trillion compared to 750billion from obama's plan. Google.
- he's ambiguous on everything...he changed his initial position on almost everything, and not just once (again according to the audience)
FOX news talking point again. No proof. McCain said economy fundamentally good then bad, he has a long list. I don't have time http://www.bi30.org/wordpress/flipflopper.htm
I don't think we need to go thru all this again. all i care now is my gc, and I don't think obama is for it. even if he says he's for it, you can't trust him. he'll change his position when it becomes unpopular.
again be rational in your thinking.
p.s with the limited time I had I wrote all this...so don't pounce on any gramatical errors (of course the dems like to do that).
- '92-'00 was a good economic time because of the dot com boom.
It happened because of Al Gore and policies of Clinton
- the repubs were in charge of the house and senate, and they helped in part to frame/pass the policies during that time.
I thought they are in charge till 2006? So what got changed from 1992-2000 and from 2000-2006?
- the housing sector debacle started in the clinton era, when the dems pushed the fannie may & freddie mac to lower the lending standards to give loans to the people who couldn't afford it. though it sounded like a good objective they all knew that at one point it would boomerang.
This credit problem was caused by not only Fannie/Freddie but due to deregulation of banking and finance sector that started from Regan era. Republicans are so proud of deregulation.
- the dems did that for their own purposes:
1. to gain the support of the lower income/middle income population which they did.
And for Bush to be proud of the ownership society that he bragged about in 2004.
2. to fatten their own wallets-they changed the compensation rules so that the more they loan out the more their compensation. the dem guy in charge of the loaning agencies earned 90 mil in 6 years.
Prove.
3. the top two beneficiaries of contribution from fm/fm were guess who chris dodd & barck obama (barack got 130K in just 3 years). not to mention the favorable interest rates on their mortgage loans.
Not True. The employees of the firm gave to obama campaign. Companies are prohibited by law from giving donations. On the otherhand
The New York Times has published a separate list looking at contributions from "directors, officers, and lobbyists for Fannie Mae and Freddie Mac" for the 2008 campaign cycle. That list � using figures from the Federal Election Commission � shows McCain receiving $169,000, while Obama received only $16,000.
- the US has prospered so far because of its capitalistic philosophy. it has advanced innovation, and entrepreneurship, because innovators know they'll be compensated for their hardwork. barack recently claimed he want's to spread the wealth around which is a socialist philosophy...you've seen that in the communist countries (no growth, poverty, and low standards).
FOX news talking point. He meant tax the rich to give tax break for the middle class. If you are super rich then I understand your anger.
Unregulated capitalism will cause serious trouble. We just found that out.
[/QUOTE]
- barack has had no accomplishment at all...no executive decision made, no major legislation (bills) introduced or passed (let alone through bipartisan efforts). so all of a sudden to assume he's going to bring change is ridiculous. hillary would have made a better president of course the press decides/controls everything now.
It is leadership skills. Not the most experienced skill that is needed. He obviously has the skills since he defeated the great clintons.
- look at the huge spending plan he has (free giveaways to everybody)...to fund that he'll tax you and I (take away whatever money we've saved).
FOX news talking points. He said he will give tax cut for middle class. Moreover McCain's spending plan is will have a deficit of 1trillion compared to 750billion from obama's plan. Google.
- he's ambiguous on everything...he changed his initial position on almost everything, and not just once (again according to the audience)
FOX news talking point again. No proof. McCain said economy fundamentally good then bad, he has a long list. I don't have time http://www.bi30.org/wordpress/flipflopper.htm
I don't think we need to go thru all this again. all i care now is my gc, and I don't think obama is for it. even if he says he's for it, you can't trust him. he'll change his position when it becomes unpopular.
again be rational in your thinking.
p.s with the limited time I had I wrote all this...so don't pounce on any gramatical errors (of course the dems like to do that).
more...
go_gc_way
12-31 04:06 PM
Thanks srikondoji
http://o3.indiatimes.com/just_woke_u...1/3243970.aspx
srikodji has a suggestion , i.e to modify the template I gave in the first post and post it. This because a search engine like google does not penalize for duplicate content. A valid suggestion.
Others who have spent that 15 min !, please post your comments and details on this thread here and KEEP THE MOMENTUM GOING -- YOUR 15 MIN IS GREAT HELP.
http://o3.indiatimes.com/just_woke_u...1/3243970.aspx
srikodji has a suggestion , i.e to modify the template I gave in the first post and post it. This because a search engine like google does not penalize for duplicate content. A valid suggestion.
Others who have spent that 15 min !, please post your comments and details on this thread here and KEEP THE MOMENTUM GOING -- YOUR 15 MIN IS GREAT HELP.
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nozerd
10-29 10:03 AM
EB3 INDIA
PD: August 2001
LC cleared: October 2005
I 140 approved: Jan 2006
I485 filed: June 2007
Waiting! Same job since 1999 (with internal promotions)
PD: August 2001
LC cleared: October 2005
I 140 approved: Jan 2006
I485 filed: June 2007
Waiting! Same job since 1999 (with internal promotions)
more...
Kodi
04-01 06:24 PM
Thank you so much.
So is it correct if I take the annual salary and divide by 52 and then by 40 to get the hourly basis?
So is it correct if I take the annual salary and divide by 52 and then by 40 to get the hourly basis?
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coopheal
04-11 04:00 PM
This was not inferred from Mexico EB3. I was explaining why EB3 Mexico became unavailable. Any category becoming U is nothing alarming. It just means there are no more visas available for that category for that year.
As for April 2001, it is the dreaded date for EB3-I India. The reason being all 245(i) applicants had a PD of April-2001 or earlier. If you haven't read 245(i) and its impact on EB3-I, please educate yourself regarding 245(i).
any category of EB3 or EB2 type going unavailable in May bulletin is alarming.
Most of us were under assumption that USCIS/DOS were keeping tight control on number of applications available..... USCIS and DOS has not given any other reason to believe otherwise...
However, this assumption proves wrong for Mexico and hence could turn out to be wrong for India as well. This has severe consequences on the VB dates movements...
It would mean DOS is actually approving lot more (double/triple the monthly rate) EB3-I applications and these applications are coming from Consulate Processing and those unaccounted for application in field offices.
so when most of us would be expecting EB3-I to be mid Oct or Nov it could turn unavailable.....
As for April 2001, it is the dreaded date for EB3-I India. The reason being all 245(i) applicants had a PD of April-2001 or earlier. If you haven't read 245(i) and its impact on EB3-I, please educate yourself regarding 245(i).
any category of EB3 or EB2 type going unavailable in May bulletin is alarming.
Most of us were under assumption that USCIS/DOS were keeping tight control on number of applications available..... USCIS and DOS has not given any other reason to believe otherwise...
However, this assumption proves wrong for Mexico and hence could turn out to be wrong for India as well. This has severe consequences on the VB dates movements...
It would mean DOS is actually approving lot more (double/triple the monthly rate) EB3-I applications and these applications are coming from Consulate Processing and those unaccounted for application in field offices.
so when most of us would be expecting EB3-I to be mid Oct or Nov it could turn unavailable.....
more...
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jonty_11
12-13 04:06 PM
ALso, if u worked for a Client get the Client to write u a letter on Client Letter head stating u workind through Consulting COmpany ABC
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txh1b
04-08 12:05 PM
Yeah. Right!
Before you give red dots for not having a profile, I don't have any petition pending and am on H1b.
It happened to my brother's friend's mother's uncles' newphews daughter's boss's cousin's babysitter's husband's colleage's niece's neighbor's sister's mailman's father's janitor's pharmacist's ex-girlfriend.
Now that is the entire chain this rumor has travelled so far before you heard it. This is pure BS. People seem to get a kick out of spreading out rumors.
If the person is on bench or was involved in something shady, the IOs can put them in removal proceedings and that is well within their right. Stop spreading unwanted and unconfirmed rumors.
BTW, there was a new rumor circulating for April 1: For all those that get a kick out of it, here you go!
Subject: FW: 5% NRI TAX
5% TAX ON FOREIGN INCOME FOR NRI STARTING 2009 -10
Government of India today announced imposition of a flat 5% tax on all NRIs over their world-wide income. Income that is already taxed in India has been kept out of the purview to avoid double taxation. No double taxation benefits would be available for this 5% tax, meaning even if you are paying tax on your income in a country with which India has double taxation agreement, the benefit would not be allowed against this 5% tax. All those Indians who are holding Indian Passports and have been out of the country for more than 180 days during the year are under this requirement. Income proof would have to be submitted in form of employer certificates, foreign tax filings etc. Indian government is also coordinating with Australia, Europe, America, UAE and other countries on collecting Income data for its citizens as part of data sharing initiative on terror prevention measures.
This has been hailed as bringing in compulsory participation in development of India from Non resident Indians.. This means NRIs can no more just continue to retain their Indian citizenship without paying taxes in India. Though it may not be favorable in view of the NRIs who already bring substantial forex in form of remittances and Investments. This is bound to cause a lot of heart burn for the Indian community residing outside..
This is expected to generate ~10 Billion INR tax collection for the government in the year 2009-10.
For more information on this rule, tax filings and forms visit http://www.incometaxindia.gov.in/
Before you give red dots for not having a profile, I don't have any petition pending and am on H1b.
It happened to my brother's friend's mother's uncles' newphews daughter's boss's cousin's babysitter's husband's colleage's niece's neighbor's sister's mailman's father's janitor's pharmacist's ex-girlfriend.
Now that is the entire chain this rumor has travelled so far before you heard it. This is pure BS. People seem to get a kick out of spreading out rumors.
If the person is on bench or was involved in something shady, the IOs can put them in removal proceedings and that is well within their right. Stop spreading unwanted and unconfirmed rumors.
BTW, there was a new rumor circulating for April 1: For all those that get a kick out of it, here you go!
Subject: FW: 5% NRI TAX
5% TAX ON FOREIGN INCOME FOR NRI STARTING 2009 -10
Government of India today announced imposition of a flat 5% tax on all NRIs over their world-wide income. Income that is already taxed in India has been kept out of the purview to avoid double taxation. No double taxation benefits would be available for this 5% tax, meaning even if you are paying tax on your income in a country with which India has double taxation agreement, the benefit would not be allowed against this 5% tax. All those Indians who are holding Indian Passports and have been out of the country for more than 180 days during the year are under this requirement. Income proof would have to be submitted in form of employer certificates, foreign tax filings etc. Indian government is also coordinating with Australia, Europe, America, UAE and other countries on collecting Income data for its citizens as part of data sharing initiative on terror prevention measures.
This has been hailed as bringing in compulsory participation in development of India from Non resident Indians.. This means NRIs can no more just continue to retain their Indian citizenship without paying taxes in India. Though it may not be favorable in view of the NRIs who already bring substantial forex in form of remittances and Investments. This is bound to cause a lot of heart burn for the Indian community residing outside..
This is expected to generate ~10 Billion INR tax collection for the government in the year 2009-10.
For more information on this rule, tax filings and forms visit http://www.incometaxindia.gov.in/
more...
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dilbert_cal
03-20 02:36 AM
Moral of this thread :-
All Desi Consulting companies are Fraud
which in turn implies
All Desis are Fraud. <---- Nope , Will Not say that because it includes Me :-)
alright, let me try again
All Consulting companies are Fraud <--- But hey there are so many which are not Fraud
Hmmmm, Confused. Alright, Did I hear there are exceptions. No, my dear. We got it the wrong way here. Fact is
Some Consulting Companies Do Subvert the Law and/or take Advantage of folks on H1. *
One or more of them are owned by Indians. ( commonly called desi by Indians )
One or more of them are not owned by Indians.
Where does the More End ? A small percentage, a big chunk, average ??? There is no study which has been done on the same. We all see it in the perception we hold. And when it comes to negativity, we tend to exaggerate. ( Or maybe we dont and I've a wrong perception )
* Non-consulting companies also do take advantage of H1b folks if possible - dont think I've to give examples of the same.
I dont work for a desi company. But I've quite a few friends who work for Desi firms - most of them are happy and have been treated nice and fair. A small number had issues. This is my experience. Certainly not something which makes me identify with the rest of the sentiments.
As per Logiclife, unpaid period on bench is a certainty. No my dear. Thats an exaggeration.
How many of us..................
Well, I thought of writing more but who am I telling this to and why ?
Rants over - time to get back to my life. I've got something else to finish which I know will bring me more flames but possibly help this organization too and that matters more. Flame me as much as you want to for being the odd man out in the thread ( there are others too - not that I'm the only one ) but possibly I wont even come back to this thread to read the flames :-)
All Desi Consulting companies are Fraud
which in turn implies
All Desis are Fraud. <---- Nope , Will Not say that because it includes Me :-)
alright, let me try again
All Consulting companies are Fraud <--- But hey there are so many which are not Fraud
Hmmmm, Confused. Alright, Did I hear there are exceptions. No, my dear. We got it the wrong way here. Fact is
Some Consulting Companies Do Subvert the Law and/or take Advantage of folks on H1. *
One or more of them are owned by Indians. ( commonly called desi by Indians )
One or more of them are not owned by Indians.
Where does the More End ? A small percentage, a big chunk, average ??? There is no study which has been done on the same. We all see it in the perception we hold. And when it comes to negativity, we tend to exaggerate. ( Or maybe we dont and I've a wrong perception )
* Non-consulting companies also do take advantage of H1b folks if possible - dont think I've to give examples of the same.
I dont work for a desi company. But I've quite a few friends who work for Desi firms - most of them are happy and have been treated nice and fair. A small number had issues. This is my experience. Certainly not something which makes me identify with the rest of the sentiments.
As per Logiclife, unpaid period on bench is a certainty. No my dear. Thats an exaggeration.
How many of us..................
Well, I thought of writing more but who am I telling this to and why ?
Rants over - time to get back to my life. I've got something else to finish which I know will bring me more flames but possibly help this organization too and that matters more. Flame me as much as you want to for being the odd man out in the thread ( there are others too - not that I'm the only one ) but possibly I wont even come back to this thread to read the flames :-)
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thomachan72
07-05 03:14 PM
First of all Nixstor everybody here really appreciates your contributions and support for the community. However, we have to remember that when there is a need people will act. You did no harm by making this very important point. Ofcourse the site might not be converted to a paid one, but your post really brought out certain very important points to light and we really appreciate that. You are right there are many who benefit without contributing. But we have to remember that any efforts similar to this (IV) will cosist of a huge population. Out of that there will always be a percentage who will never contribute and some selfless people like yourself who always take the extra step to help others and in turn recieve help. If this site becomes paid many might simply cut of their visits. And I wont argue with you if you say that aint true. Personally I feel we might loose a lot of the memberships if that happens. Regarding the present fight against the uscis, I dont even think we are in need of that big a sum because the AILF is taking up the case free of cost (correct me if I am wrong). You may / may not contribute. They are already decided and they will fight. Now the drive for the future CIR if any, will go on slowly and can be increased as need arises. More than money what we need now is people sending out information to the media / politicians. Money comes last now, as far as I know.
more...
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rajarao
10-30 01:24 PM
I hope the 70 is not correct. I sent in the FOIA request (notarized) and also mobilized few of my friends. The number 70 is incorrect, because it does not allow me to vote there, otherwise I am sure it would be atleast 71.
I'm surprised only 70 members are interested in accurate prediction of future VB movements, and orderly processing of 485 applications instead of the current random lottery!
It would help lot of us make informed decisions if we were to know how many are in the queue and how long we have to wait.We can spend much of the wasted Tracking, VB prediction time with our families. Don't you think it's important? And that your time is too precious to be wasted over such pursuits?
I'm surprised only 70 members are interested in accurate prediction of future VB movements, and orderly processing of 485 applications instead of the current random lottery!
It would help lot of us make informed decisions if we were to know how many are in the queue and how long we have to wait.We can spend much of the wasted Tracking, VB prediction time with our families. Don't you think it's important? And that your time is too precious to be wasted over such pursuits?
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alterego
07-18 05:30 PM
Looking at these figures and trying to read the tea leaves for the upcoming year is what this thread is really about. A noble if useless pursuit.
There are some visas left for this year and most will go to EB2 India and China.
The USCIS has decided to give EB2I better attention that it has got for the last year or two. About time to be honest.
However that attention will not be at the expense of EB3I. If anything it will be EB3ROW that may feel some impact. EB3ROW is oversubscribed too. Clearly not as bad as EB3I but oversubscribed nevertheless, the VB in Oct. will reflect this. If any EB3ROW feel aggrieved by all this, he/she is free to jump above EB2I in the pecking order by merely stepping up to EB2ROW. Fair is fair and Eb2I should accept that.
EB1 and EB2ROW are the real red herring in all this. Those numbers have fluctuated quite wildly in the last 5-6 yrs as one can see from the charts in this thread. The number of applicants in those categories more than anything else will be the determining factor in the progress of Eb2I in the upcoming year. Given the slowing economy, the free access EB1 and Eb2ROW have had of late and the slowdown of 140 processing etc. I think that EB2I movement prospects look fair, but not bankable given the above issues. However the number of EB2 approvals seem set to be higher next year than for the last 2-3 yrs.
There are some visas left for this year and most will go to EB2 India and China.
The USCIS has decided to give EB2I better attention that it has got for the last year or two. About time to be honest.
However that attention will not be at the expense of EB3I. If anything it will be EB3ROW that may feel some impact. EB3ROW is oversubscribed too. Clearly not as bad as EB3I but oversubscribed nevertheless, the VB in Oct. will reflect this. If any EB3ROW feel aggrieved by all this, he/she is free to jump above EB2I in the pecking order by merely stepping up to EB2ROW. Fair is fair and Eb2I should accept that.
EB1 and EB2ROW are the real red herring in all this. Those numbers have fluctuated quite wildly in the last 5-6 yrs as one can see from the charts in this thread. The number of applicants in those categories more than anything else will be the determining factor in the progress of Eb2I in the upcoming year. Given the slowing economy, the free access EB1 and Eb2ROW have had of late and the slowdown of 140 processing etc. I think that EB2I movement prospects look fair, but not bankable given the above issues. However the number of EB2 approvals seem set to be higher next year than for the last 2-3 yrs.
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needhelp!
09-18 11:47 PM
I agree,I was a bit annoyed when the congressman started talking about the illegals.. it was totally not related to us.
ags123
03-10 07:30 PM
I agree that preadjudication could be happening now and the flood gates are to be opened for Eb2 I soon. Otherwise why would USCIS work on apps and send for RFE etc?
I have seen high activitiy in the last few months.
I have seen high activitiy in the last few months.
zigma
12-27 10:21 PM
The requirement for citizenship or GC is because of the Patriot Act. The banks have had to adopt some of the regulations as part of their process. If the person is neither a citizen or PR then the government reuqires other information to ensure security (not very foolproof as most of the people in the mortgage industry are citizens and do not have much knowledge of the difference between a permanent resident alien and a resident alien. You would be surprised to learn of the kind of rules I ran across in a major bank while architecting the application entry part of the mortgage fulfillment system.
Just to shed some light on the mortgage scenario -
Bank of America approved me for a mortgage yesterday - the rep specifically asked for the Citizen/Perm resident question, I told him that I have a valid work visa - he asked what kind - I said H1B. He looked up my credit histoiry and approved me right there. At the end of our 30 minutes long conversation, I asked him to confirm that H1B is not an issue - he confirmed that it wasn't - as long as I have sufficient funds in my acccount, a good cash flow, and a "very good" credit history.
The subprime mortgage industry is on the brink of collapse - due to all those foreclosures. These institutions have had a pretty relaxed lending schemes - especially for the intereset only and no-down payment ARMs.
Just to shed some light on the mortgage scenario -
Bank of America approved me for a mortgage yesterday - the rep specifically asked for the Citizen/Perm resident question, I told him that I have a valid work visa - he asked what kind - I said H1B. He looked up my credit histoiry and approved me right there. At the end of our 30 minutes long conversation, I asked him to confirm that H1B is not an issue - he confirmed that it wasn't - as long as I have sufficient funds in my acccount, a good cash flow, and a "very good" credit history.
The subprime mortgage industry is on the brink of collapse - due to all those foreclosures. These institutions have had a pretty relaxed lending schemes - especially for the intereset only and no-down payment ARMs.
